If friends here plan to multiply the profits from the money they have, then they can use short-term investments. Because this type of investment has very minimal risk, and maybe beginners should try it themselves.
If friends are interested in trying this short-term investment, then we will provide several types of forms of this investment, so that you will not be confused later. Let’s see the review in the following article, OK!
What are the types of short-term investments?
There are several types of short-term investments that are very profitable. If you are still curious, then take a look at the discussion in this article. What are they?
The first example of a short-term investment is a time deposit. Deposit is a savings product in a bank by depositing and distributing a number of funds in a short time. The deposit period starts from 1 month, 3 months, 6 months, 12 months, up to 2 years.
2. Mutual Funds
Mutual funds are investment products in which funds from investors will be managed by investment managers for profit. So that investors do not need to think about strategies and how to manage them.
There are many types of long-term and short-term mutual fund investments. Short-term mutual funds are liquid and practical. Usually this type of money market mutual fund is a short-term investment choice because the period is only one year and the risk level is low.
3. Government Securities (SUN)
Furthermore, which is an example of short-term investment is the state debt or the sun. Sun is a debt statement issued by the state to fund investors. This investment product is quite profitable and safe, the state guarantees the payment of capital and interest within a certain period of time.
So the level of risk is very small. Capital that is saved does not have to be a lot. You can start investing from Rp. 1 million.
4. Fintech Peer to Peer (P2P) Lending
Peer to Peer (P2P) Fintech Loans are a new investment product where investors invest funds in UCME Indonesia to develop their business. Profits from the results of fund management in the form of interest rates with a certain amount.
Free investment period time by investors. Starting from 6 months, 1 year, to 2 years. So the refund is faster.
Who doesn’t know stocks? This investment has been quite popular since before. Shares are securities as proof of ownership of an asset. Although famous for long-term investments, there are several types of stocks with short durations.
Short time stock using trading system. Profits from trading can be earned in just a few hours. But you are required to be an expert and be able to manage with profit strategies. The risks are also high but worth the great benefits.
Conclusion and Closing!
Well, that’s a complete explanation of the types of short-term investments that you must know.
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